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$249,976maximum purchase price an FHA loan supports (mortgage insurance included)
Maximum FHA base loan
$241,227
Principal & interest (on financed loan)
$1,699.44
Monthly mortgage insurance
$110.56
Upfront premium, financed
$4,221
Loan-to-value
96.5%
Annual MIP rate
0.55%
Maximum price if insurance is ignored
$270,899
Buying power FHA insurance costs
$20,922

Because the down payment is a percentage of the purchase price, the loan-to-value is fixed by your down payment and does not change as the price changes — which is why this page has an exact answer rather than an estimate.

Calculator by FigureDeck — free, no sign-up, and every figure is sourced.

The same income under four debt-to-income caps (tax, insurance and HOA subtracted first)

DTI capMonthly housing budgetLeft for FHA paymentMaximum base loanMaximum priceCost of insurance
28%$1,740.00$1,170.00$155,931$161,587$13,524
36%$2,380.00$1,810.00$241,227$249,976$20,922
43%$2,940.00$2,370.00$315,861$327,317$27,395
50%$3,500.00$2,930.00$390,495$404,658$33,869